Bondholders and Life Cos

20th Feb 2009 update email from Skandia

Update – 20 February 2009 - Kaupthing Singer and Friedlander (Isle of Man) Limited (KSFIOM)

Scheme of Arrangement

At the hearing of 19 February, the liquidation of Kaupthing Singer and Friedlander (Isle of Man) Limited (KSFIOM) was again postponed with 9 April set as the next date for the court to convene.

Communication with Royal Skandia 3 December

Email from Royal Skandia 18 November 2008:

Thank you for your email dated 7 November 2008.

We have communicated and will continue to communicate directly with our

KSFIOM DAG correspondence with Life Companies

This is the text of a letter sent to all five life companies involved with the offshore bonds with assets held in KSFIOM on 7 November 2008:

IMPORTANT

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